Excavation Contractor Insurance

Excavation work combines heavy equipment risk with underground utility exposure, a real liability combination that needs specific coverage, not a generic contractor policy.

What it covers

• ✓General liability
• ✓Underground utility damage coverage
• ✓Heavy equipment coverage
• ✓Commercial auto
• ✓Workers' compensation

Who it's for

Excavation contractors doing site prep, grading, and underground utility work.

Why Firehouse

We find carriers who specifically underwrite excavation risk well, rather than a generic policy that underprices your actual utility-strike exposure.

Frequently asked questions