Firehouse Insurance — Home, Auto, Business, Life
Commercial Insurance

Contractor Insurance

Every trade carries a different risk profile, a roofer and an electrician need genuinely different coverage, not the same generic contractor policy with a different label. Find your trade below for coverage built around how you actually work.

HVAC

HVAC work carries real property-damage and liability exposure, refrigerant handling, gas l…

General

General contractors carry risk across every subcontractor and trade on a job site, and cov…

Electrician

Electrical work carries a genuinely serious risk profile, fire, injury, and code-complianc…

Roofing

Roofing is one of the higher-risk trades to insure, height-related injury exposure and the…

Fiber Installation & Horizontal Drilling

Underground utility work, fiber installation and horizontal directional drilling, carries …

Landscaping

Landscaping risk spans equipment damage, property damage from machinery, and the liability…

Construction

Construction work, ground-up builds and major renovations, carries substantial property an…

Excavation

Excavation work combines heavy equipment risk with underground utility exposure, a real li…

Plumbing

Plumbing work carries real completed-operations exposure, a bad joint or install can cause…

Pressure Washing

Pressure washing carries real property-damage exposure, stripped paint, cracked surfaces, …

Concrete

Concrete work involves heavy equipment, property access risk, and completed-operations exp…

Framing

Framing crews work on active construction sites with real fall-risk and structural-liabili…

Window & Door

Window and door installation carries property-damage and completed-operations exposure, a …

Alarm Installation

Alarm and security system installers carry a distinct liability profile, a system failure …

Drywall & Insulation

Drywall and insulation work carries job-site liability and, for certain insulation types, …

Flooring

Flooring installation carries property-damage and completed-operations risk, a bad install…

Painting

Painting work carries property-damage exposure (overspray, drop cloths, surface prep damag…

Masonry & Seal Coating

Masonry and seal coating work combines heavy-material handling with surface-application li…