Contractor Insurance
General Contractor Insurance
General contractors carry risk across every subcontractor and trade on a job site, and coverage needs to reflect that broader responsibility, not just your own direct work.
What it covers
- General liability
- Builder's risk
- Subcontractor default/liability coordination
- Commercial auto
- Umbrella/excess liability
- Workers' compensation
Who it's for
General contractors managing residential or commercial builds and renovations, with or without a regular subcontractor crew.
Why Firehouse
We help make sure your coverage and your subcontractors' certificates of insurance actually line up, a common gap that surfaces at the worst possible time, during a claim.
Frequently asked questions
Am I liable for my subcontractors' mistakes?
Often, yes, depending on your contracts, this is exactly why subcontractor insurance verification matters, we can help you set up a real process for it.
