Firehouse Insurance — Home, Auto, Business, Life
Contractor Insurance

General Contractor Insurance

General contractors carry risk across every subcontractor and trade on a job site, and coverage needs to reflect that broader responsibility, not just your own direct work.

What it covers

  • General liability
  • Builder's risk
  • Subcontractor default/liability coordination
  • Commercial auto
  • Umbrella/excess liability
  • Workers' compensation

Who it's for

General contractors managing residential or commercial builds and renovations, with or without a regular subcontractor crew.

Why Firehouse

We help make sure your coverage and your subcontractors' certificates of insurance actually line up, a common gap that surfaces at the worst possible time, during a claim.

Frequently asked questions

Am I liable for my subcontractors' mistakes?

Often, yes, depending on your contracts, this is exactly why subcontractor insurance verification matters, we can help you set up a real process for it.

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