Motorcycle & Boat Insurance
Motorcycles and boats carry different risks than a standard vehicle, and a generic auto policy usually isn't the right fit. We write coverage built specifically for how you actually use yours.
What it covers
- Liability, collision, and comprehensive for motorcycles
- Hull, liability, and uninsured boater coverage for watercraft
- Coverage for custom parts and equipment (motorcycles)
- Towing and roadside/on-water assistance
- Seasonal lay-up coverage discounts where available
Who it's for
Motorcycle riders and boat owners across our licensed states, from weekend riders to daily commuters, and everything from a small fishing boat to a larger recreational vessel.
Why Firehouse
We shop specialty carriers that actually understand these risks, rather than forcing your motorcycle or boat onto a standard auto policy that wasn't built for it.
Frequently asked questions
Do I need separate insurance for my boat trailer?
Often it can be covered under the same policy as the boat, your advisor will confirm based on the specific carrier.
Is my motorcycle covered when I'm not riding it seasonally?
Many carriers offer reduced "lay-up" premiums for the off-season when the bike is stored, worth asking about directly.
Related coverage
- Home InsuranceYour home is likely your largest asset, and the policy protecting it shouldn't be a myster…
- Auto InsuranceAuto insurance pricing varies more between carriers than almost any other line, sometimes …
- Life InsuranceLife insurance is the coverage most families mean to get around to and never do. We make i…