Auto Insurance
Auto insurance pricing varies more between carriers than almost any other line, sometimes by hundreds of dollars a year for identical coverage. We shop your policy across our full carrier network so you're not stuck paying a loyalty tax.
What it covers
- Liability (bodily injury and property damage)
- Collision and comprehensive
- Uninsured/underinsured motorist protection
- Medical payments or personal injury protection
- Rental reimbursement and roadside assistance
- Gap coverage for financed or leased vehicles
Who it's for
Drivers across our 18 licensed states, whether you're insuring one car, a multi-car household, or bundling with home for the combined discount most carriers offer.
Why Firehouse
Rate shopping auto insurance yourself means filling out the same form 15 times. We do that shopping for you, in one search, and a licensed advisor walks you through the actual coverage differences, not just the sticker price.
Frequently asked questions
Does bundling home and auto actually save money?
In most cases, yes, real bundled discounts typically run meaningfully below the combined cost of separate monoline policies, and we'll show you the actual numbers side by side.
How much coverage do I actually need?
State minimums are rarely enough to protect your assets in a serious accident. Your advisor will walk through a real recommendation based on what you own, not just sell you the state minimum.
Will my rate go up if I file a claim?
It depends on the claim type and carrier, your advisor can walk through your specific carrier's accident forgiveness and surcharge policies before you file.
Related coverage
- Home InsuranceYour home is likely your largest asset, and the policy protecting it shouldn't be a myster…
- Life InsuranceLife insurance is the coverage most families mean to get around to and never do. We make i…
- Umbrella InsuranceA serious accident or lawsuit can exceed your home and auto liability limits fast, and whe…