Commercial Fleet Insurance
Once your business is running 6-10 or more vehicles in any type of operation, a handful of individual commercial auto policies stops making sense. Fleet insurance consolidates that risk into one policy built for scale.
What it covers
- Liability across all scheduled vehicles
- Physical damage (collision and comprehensive)
- Hired and non-owned auto liability
- Cargo coverage where applicable
- Driver safety and telematics-based discount programs
Who it's for
Businesses operating 6-10 or more vehicles in any type of operation, delivery, service, construction support, or any commercial use case with multiple vehicles on the road daily.
Why Firehouse
Fleet risk is driver-behavior risk as much as vehicle risk. We help set up telematics and safety-program discounts most businesses don't know are available, not just bind a policy and move on.
Frequently asked questions
What counts as a fleet for insurance purposes?
Generally 6-10+ vehicles under common ownership or operation, your advisor can confirm exactly where your business falls and what that means for pricing.
Can we add and remove vehicles as our fleet changes?
Yes, most fleet policies are built to handle vehicle additions and removals throughout the term without rewriting the whole policy.