Contractor Insurance
Landscaping Contractor Insurance
Landscaping risk spans equipment damage, property damage from machinery, and the liability that comes with crews working on client property daily.
What it covers
- General liability
- Equipment and tools coverage
- Commercial auto (trucks and trailers)
- Workers' compensation
- Pesticide/herbicide application liability where applicable
Who it's for
Landscaping and lawn care contractors, from seasonal residential crews to larger commercial maintenance operations.
Why Firehouse
We account for seasonal crew changes and equipment-heavy operations when structuring your policy, rather than a flat year-round rate that doesn't reflect how landscaping businesses actually operate.
Frequently asked questions
Do I need separate coverage for chemical application?
If you apply pesticides or herbicides, yes, that's a distinct liability exposure worth confirming is included.
