Firehouse Insurance — Home, Auto, Business, Life
Contractor Insurance

HVAC Contractor Insurance

HVAC work carries real property-damage and liability exposure, refrigerant handling, gas line work, and equipment installed in occupied homes and businesses.

What it covers

  • General liability
  • Commercial auto for service vehicles
  • Tools and equipment coverage
  • Completed operations liability
  • Workers' compensation

Who it's for

HVAC installation, service, and repair contractors, residential and commercial.

Why Firehouse

We understand the completed-operations exposure specific to HVAC, a bad install can cause damage months later, and make sure that risk is actually covered, not excluded in the fine print.

Frequently asked questions

Does my policy cover refrigerant-related incidents?

Coverage varies by carrier, your advisor will confirm your specific policy addresses refrigerant handling and related environmental exposure.

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