Contractor Insurance
HVAC Contractor Insurance
HVAC work carries real property-damage and liability exposure, refrigerant handling, gas line work, and equipment installed in occupied homes and businesses.
What it covers
- General liability
- Commercial auto for service vehicles
- Tools and equipment coverage
- Completed operations liability
- Workers' compensation
Who it's for
HVAC installation, service, and repair contractors, residential and commercial.
Why Firehouse
We understand the completed-operations exposure specific to HVAC, a bad install can cause damage months later, and make sure that risk is actually covered, not excluded in the fine print.
Frequently asked questions
Does my policy cover refrigerant-related incidents?
Coverage varies by carrier, your advisor will confirm your specific policy addresses refrigerant handling and related environmental exposure.
