Contractor Insurance
Fiber Installation & Horizontal Drilling Insurance
Underground utility work, fiber installation and horizontal directional drilling, carries unique exposure: utility strikes, property damage, and specialized equipment risk most standard contractor policies don't address well.
What it covers
- General liability
- Underground utility damage coverage
- Equipment (inland marine) coverage
- Commercial auto
- Workers' compensation
Who it's for
Fiber optic installation crews and horizontal directional drilling contractors doing underground utility work.
Why Firehouse
This is a specialized niche most agencies don't know how to insure correctly. We find carriers who actually understand horizontal drilling risk instead of forcing you onto a generic excavation policy.
Frequently asked questions
What happens if we strike an existing utility line?
This is exactly the exposure your general liability and underground damage coverage needs to address, worth confirming your specific policy limits directly with your advisor.