Commercial Property
Office Building Insurance
Whether you own an office building outright or lease space to office tenants, the right property and liability coverage protects against risks specific to commercial office use, different from retail or industrial space.
What it covers
- Building property coverage
- General liability for the property
- Business interruption for owner-occupied space
- Tenant improvement and betterment coverage
Who it's for
Office building owners, whether single-tenant, multi-tenant, or owner-occupied, across our licensed states.
Why Firehouse
We'll help you determine whether your situation is better suited to standard commercial property or an LRO structure depending on your tenant mix and occupancy.
Frequently asked questions
What if I occupy part of the building and lease out the rest?
That's common, and the policy needs to reflect both your owner-occupied risk and your landlord risk for the leased portion, your advisor will structure it correctly.
Related coverage
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- Landlord: 1-4 vs. 5+ UnitsNot sure which one applies to you? Start here.